Thank you for your message.
There is no $0 referral fee.
Sometimes there is a malfunction, usually because a customer goes back to the previous page on the website to complete the online form again. Sometimes this causes a malfunction.
On our online form, we specifically say this:
“If the referral fee says “0”, you must change the guaranteed amount to an amount between $500 and $99,999 then click “re-calculate fee.
You can change the amount you desire above and then click the “Re-Calculate Fee” button to re-calculate the referral fee.
If you have any technical problems determining your referral fee, please click here for the fee schedule.”
Personal Loan Guarantee