Our Select Partners and Referrals

 

1) Our Select Partners: This form will send your information to over 150 select partners. The maximum amount to ask for on the form is $5000, but if you need more, you may still be able to get more from the select partners or through many of the other referrals we have. Please click the following link and complete their form for Step 1. Even if you do not get an immediate approval online, you may be contacted by email and/or phone from select partners in the next few days.

https://www.competitivecredit.com/fullform1

If for any reason, you have not received an approval from any of the select partners, please continue with the partners below. It is possible that you may have already applied with one or more of our referrals. If so, not to worry. If you have already applied with any of the companies on our referral list within the past 60 days, then you do not need to apply with that company again. If you already have an existing loan or credit line with any of them, then do not apply with them. If they do not service your state or area, then you don’t have to apply. Just apply to the others, as needed.

Note: If a lender is not willing to approve you, they may refer you to other companies as well. We would rather that you apply with our referrals only, because we have no control over other companies and where they might send you. We do not know where you will end up or if you will run into an unscrupulous company, so please be careful. Also, if any company tries to get you to sign up for credit monitoring or to get your credit score, there will always be a “No Thanks” link available or something to that effect. You are never under any obligation to pay for your credit score or to sign up for any subscriptions.

– The list of states that each partner does business is listed for each partner below. If they don’t service your state, then do not apply

– If you have already applied with one of the partners within the past 60 days and have been denied, then do not re-apply

– The requirements of each company and odds of getting an approval become greater as you go further down the list:

 

2) One Loan Place: Please click the following link and complete their form:

Click Here for One Loan Place

 

3) Prosper: Offers loans from $2,000-$35,000. They do a soft credit initially which does not affect your credit score. Available in all states except IA and WV.
Click Here to Apply with Prosper

 

4) Lending Club: Offers loans up to $40,000. They do a soft credit initially which does not affect your credit score. Available in all states except IA and ID.
Click Here to Apply with Lending Club

 

5) One Main Financial: Offers loans of virtually any amount, depending on the type of loan. One Main does an initial soft credit inquiry which does not affect your credit score. If they make an offer to you and you proceed, they may do a hard inquiry which affects your score by a few points. Not available in Alaska, Arkansas, Connecticut, Massachusetts, Rhode Island, Vermont or Washington, D.C.
Click Here to Apply with One Main Financial

 

6) Peerform: Offers loans from $4,000-$25,000. They do a soft inquiry and call you within 3 days. Available in the following states: AL, AK, AZ, CA, CT, FL, GA, HI, IL, LA, MD, MI, MN, MO, NV, NH, NC, OH, OR, TN, TX, VA, WA.
Click Here to Apply with Peerform

 

7) Net Credit: Offers loans up to $10,000. They do a hard Inquiry which affects your credit score by a few points. NetCredit currently operates in the following 13 states: AL, CA, DE, GA, ID, MO, ND, NM, SC, SD, UT, VA, and WI.
Click Here to Apply with Net Credit

 

8) Avant: Offers loans from $2,000-$35,000. They do a soft credit initially which does not affect your credit score. Available in all states except IA, ME, WV, ND.
Click Here to Apply with Avant

 

9) Rise Credit: Offers loans from $500-$5000. The drop-down box on their home page appears to malfunction, so we recommend that you close out that drop-down box and use the “Get Started” box on the right side of their website home page. You must have a checking account. They do a hard inquiry. Available in the following states: Alabama, California, Delaware, Georgia, Idaho, Illinois, Kansas, Mississippi, Missouri, New Mexico, North Dakota, Ohio, South Carolina, Tennessee, Texas, Utah, Wisconsin.
Click Here to Apply with Rise Credit

 

10) Upgrade: Accepts all credit types. Available in all states. Offers $1000-$50,000.

Click Here to Apply with Upgrade

 

11) Credit One: Offers credit cards for all credit types from $200 to $20,000. No credit check initially to receive pre-qualified offers. Available in all 50 states.
Click Here to Apply with Credit One

 

12) First Premier: Offers credit cards with credit lines from $200-$1,000 initially, for damaged credit. Hard inquiry. Available in all states except NY and WI.
Click Here to Apply with First Premier

 

13) Cash Advance: Offers loans up to $1000. Soft or no inquiry initially. They refer you to multiple other lenders or sources. They do not accept applicants who are enlisted in the Military / Armed Forces. They do not accept applicants from AR, NY, WV and GA.
Click Here to Apply with Cash Advance

 

14) Cash Net USA: Offers loans up to $3,400. Soft or no inquiry initially. Available in the following states: AK, AL, CA, DE, FL, HI, ID, IL, KS, LA, ME, MI, MN, MO, MS, ND, NM, NV, OH, OK, OR, RI, SC, SD, TN, TX, UT, VA, WA, WY, WI.
Click Here to Apply with Cash Net USA

 

15) PersonalLoans.com: Offers loans up to $35,000. Available in all 50 states. They do a soft or hard inquiry depending on the partner they connect you with.
Use the “Additional Options” link, below.

 

16) Credit Soup: Offers loans up to $35,000. Soft Inquiry. They connect you to their partners.
Use the “Additional Options” link, below.

 

17) Unique: Offers a retail line of credit similar to having a Macy’s or JC Penney’s card. There is no credit check and you are guaranteed a $1,000 credit line. Available in all 50 states. They charge a $29.95 enrollment fee and $19.95 per month.
Use the “Additional Options” link, below.

 

18) NetFirst Platinum: Offers a retail line of credit similar to having a Macy’s or JC Penney’s card.
There is no credit check and you are guaranteed a $500 credit line. Available in all 50 states. They charge a $29.95 enrollment fee and $24.95 per month.
Use the “Additional Options” link, below.

 

Additional options are available here:
https://www.CompetitiveCredit.com/partners