How does this work?

If you have received an invitation code from one of our affiliate partners, please enter the code in the appropriate box on our home page. Once you are in, complete our brief online form and indicate the amount that you want. Instructions will be provided once you complete the form.

I’m having trouble completing the online form. Please help.

Usually the problem is that you are using Internet Explorer. Please try using a different browser or a different device. If that doesn’t solve the problem, we can complete the online form for you. Please email us with your invitation code that you received from one of our affiliate partners along with your full name, contact number, state of residence and the amount you want. We will email you back with further information.

I don’t have an invitation code

If you do not have an invitation code then email us at info@PersonalLoansAndCredit.com and let us know which company referred you to our site. If nobody has referred you, then we will send you to one of those companies first.

How long does it take to receive my funds?

Personal loans can usually be funded within a day or two, sometimes the same day. Lines of credit may take longer. Funds are usually transferred directly to a bank account by a lender, but funds can also be issued by check. You may need to go directly to a lender’s office to pick up a check but it may also be mailed to you. The first payment is usually due 30 days after funds are received. Lenders will report your monthly payments to the credit bureaus.

Am I guaranteed to be approved?

If you receive a guaranteed amount from us, then you are guaranteed to be approved for that amount subject to the terms of service.

Can I Apply Jointly with My Spouse or Use a Co-Signer?

Yes, but we don’t need another person’s information at this time, only yours. Once we are dealing directly with a lender, you can include another individual on the application.

Are the loans unsecured? Do I need a co-signer or collateral?

Any guaranteed amounts made are based on you, and you alone, for personal loans and/or lines of credit. No co-signers, home ownership or collateral are necessary as far as the guaranteed amount is concerned.

Can I Get a Business Loan, a Home Loan or a Car Loan?

The guaranteed amount is for a personal loan or line of credit. However, most of our partners also offer other types of loans such as business loans, home loans and vehicle loans.

Can I speak with someone on the phone?

For general questions and answers, please read our Frequently Asked Questions

For specific needs, status update, or for any other questions, please EMAIL us at:
info@PersonalLoansAndCredit.com

Phone support is not yet available, but we are working on it.